Credit to NaijaTechGuy for writing such a helpful article. Hope it helps you reduce the stress involved in checking your account balance, making transfers and even recharging your phone without going to an ATM or to the bank. So this is how to check bank balance with USSD.
ACCESS BANK: To check your Access Bank account balance, simply dial *901*5#, then enter the last 4 digits of your BVN PIN, and you will see your account balance.
You can also do this via Sms by BAL(Space)Account Number to 08160000612. Note SMS charges is N5.
DIAMOND BANK: For Diamond Bank, dial
*710*556*PIN# on your mobile phone. You can also do this via SMS by dialling 0700-300-0000, pressing 1 to see the account balance option, and then insert the 16-digit number of your ATM card, then press #.
ECOBANK: For Ecobank, you can check your account balance from your mobile phone by dialling *326*0#. Note the number you are dialling from should be the number you used in registering the bank account.
FCMB BANK: Dial *389*214# on your mobile phone. Also, just like that of Ecobank, make sure the number you are dialling from is the number you used in registering the bank account.
FIRST BANK: For 1st bank users, dial *894*00# on your mobile phone to check your account balance.
FIDELITY BANK: Dial *770# on your mobile phone and follow the on-screen prompts.
GTBANK: With GTbank, register for the mobile banking scheme with *737# and then dial *737*6*1# from your mobile, then follow the on-screen prompts to check your GTBank account balance.
HERITAGE BANK: For Heritage Bank, simply dial
*322*030# on your phone, then follow the on-screen prompts. Follow through the balance menu, and you will see your bank account balance.
KEYSTONE BANK: For Keystone bank *322*082# from your mobile phone if you are MTN, AIRTEL & 9Mobile (Etisalat) users or *085*082# if you are a Glo user then follow on-screen prompts to register, enter your account number, choose a 4-digit pin, confirm, and then go through the menu. You will be presented with your account balance.
See Also:
STERLING BANK: Dial *822*6*account number#
from the number you used in registering the bank account.
SKYE BANK: Dial *833# from your phone, then follow the on-screen prompt, and you will get your account balance.
STANBIC IBTC BANK: Dial *909#, follow the on-screen prompts to get your account balance details.
UBA BANK: Dial *919*00# from the phone number you used in registering your bank account and then enter your 4-digit PIN
UNION BANK: Dialling *389*032# from your phone number. Note to use this, you need to register for the service via your bank.
UNITY BANK: Dial *389*215# from your mobile phone and enter your 4-digit PIN.
WEMA BANK: Dial *945*0# from the line you used in registering with the bank account.
ZENITH BANK: Dial *966*00#, follow the on-screen prompts.
That’s all on how to check bank balance with USSD. Remember, sharing is caring.
